(1) In this Article:

     (a) "Authorized account" means a deposit account of a customer in a bank designated by the customer as a source of payment orders issued by the customer to the bank. If a customer does not so designate an account, any account of the customer is an authorized account if payment of a payment order from that account is not inconsistent with a restriction on the use of the account.

     (b) "Bank" means a person engaged in the business of banking and includes a savings bank, savings and loan association, credit union, and trust company. A branch or separate office of a bank is a separate bank for purposes of this Article.

     (c) "Customer" means a person, including a bank, having an account with a bank or from whom a bank has agreed to receive payment orders.

     (d) "Funds-transfer business day" of a receiving bank means the part of a day during which the receiving bank is open for the receipt, processing, and transmittal of payment orders and cancellations and amendments of payment orders.

     (e) "Funds-transfer system" means a wire transfer network, automated clearing house, or other communication system of a clearing house or other association of banks through which a payment order by a bank may be transmitted to the bank to which the order is addressed.

     (f) "Good faith" means honesty in fact and the observance of reasonable commercial standards of fair dealing.

     (g) "Prove" with respect to a fact means to meet the burden of establishing the fact (RCW 62A.1-201(8)).

     (2) Other definitions applying to this Article and the sections in which they appear are:

	"Acceptance"	RCW 62A.4A-209
	"Beneficiary"	RCW 62A.4A-103
	"Beneficiary's bank"	RCW 62A.4A-103
	"Executed"	RCW 62A.4A-301
	"Execution date"	RCW 62A.4A-301
	"Funds transfer"	RCW 62A.4A-104
	"Funds-transfer system rule"	RCW 62A.4A-501
	"Intermediary bank"	RCW 62A.4A-104
	"Originator"	RCW 62A.4A-104
	"Originator's bank"	RCW 62A.4A-104
	"Payment by beneficiary's bank to beneficiary"	RCW 62A.4A-405
	"Payment by originator to beneficiary"	RCW 62A.4A-406
	"Payment by sender to receiving bank"	RCW 62A.4A-403
	"Payment date"	RCW 62A.4A-401
	"Payment order"	RCW 62A.4A-103
	"Receiving bank"	RCW 62A.4A-103
	"Security procedure"	RCW 62A.4A-201
	"Sender"	RCW 62A.4A-103

     (3) The following definitions in Article 4 (RCW 62A.4-101 through 62A.4-504) apply to this Article:

	"Clearing house"	*section 4-104 of this act
	"Item"	*section 4-104 of this act
	"Suspends payments"	*section 4-104 of this act

     (4) In addition to Article 1 [In addition, Article 1] (RCW62A.1-101 through 62A.1-208) contains general definitions and principles of construction and interpretation applicable throughout this Article.

[1991 sp.s. c 21 § 4A-105.]

NOTES:

     *Reviser's note: The references to "section 4-104 of this act" are incorrect. RCW 62A.4-104 was apparently intended.