(1) Whenever a child support order is entered or modified under
this chapter, the court shall require both parents to provide
medical support for any child named in the order as provided in
this section.
(a) Medical support consists of:
(i) Health insurance coverage; and
(ii) Cash medical support.
(b) Cash medical support consists of:
(i) A parent's monthly payment toward the premium paid for
coverage by either the other parent or the state, which
represents the obligated parent's proportionate share of the
premium paid, but no more than twenty-five percent of the
obligated parent's basic support obligation; and
(ii) A parent's proportionate share of uninsured medical
expenses.
(c) Under appropriate circumstances, the court may excuse
one parent from the responsibility to provide health insurance
coverage or the monthly payment toward the premium.
(d) The court shall always require both parents to
contribute their proportionate share of uninsured medical
expenses.
(2) Both parents share the obligation to provide medical
support for the child or children specified in the order, by
providing health insurance coverage or contributing a cash
medical support obligation when appropriate, and paying a
proportionate share of any uninsured medical expenses.
(3)(a) The court may specify how medical support must be
provided by each parent under subsection (4) of this section.
(b) If the court does not specify how medical support will
be provided or if neither parent provides proof that he or she is
providing health insurance coverage for the child at the time the
support order is entered, the division of child support or either
parent may enforce a parent's obligation to provide medical
support under RCW 26.18.170.
(4)(a) If there is sufficient evidence provided at the time
the order is entered, the court may make a determination of which
parent must provide coverage and which parent must contribute a
sum certain amount as his or her monthly payment toward the
premium.
(b) If both parents have available health insurance coverage
that is accessible to the child at the time the support order is
entered, the court has discretion to order the parent with better
coverage to provide the health insurance coverage for the child
and the other parent to pay a monthly payment toward the premium.
In making the determination of which coverage is better, the
court shall consider the needs of the child, the cost and extent
of each parent's coverage, and the accessibility of the coverage.
(c) Each parent shall remain responsible for his or her
proportionate share of uninsured medical expenses.
(5) The order must provide that if the parties'
circumstances change, the parties' medical support obligations
will be enforced as provided in RCW 26.18.170.
(6) A parent who is ordered to maintain or provide health
insurance coverage may comply with that requirement by:
(a) Providing proof of accessible private insurance coverage
for any child named in the order; or
(b) Providing coverage that can be extended to cover the
child that is available to that parent through employment or that
is union-related, if the cost of such coverage does not exceed
twenty-five percent of that parent's basic child support
obligation.
(7) The court may order a parent to provide health insurance
coverage that exceeds twenty-five percent of that parent's basic
support obligation if it is in the best interests of the child to
provide coverage.
(8) If the child receives state-financed medical coverage
through the department under chapter 74.09 RCW for which there is
an assignment, the obligated parent shall pay a monthly payment
toward the premium.
(9) Each parent is responsible for his or her proportionate
share of uninsured medical expenses for the child or children
covered by the support order.
(10) The parents must maintain health insurance coverage as
required under this section until:
(a) Further order of the court;
(b) The child is emancipated, if there is no express
language to the contrary in the order; or
(c) Health insurance is no longer available through the
parents' employer or union and no conversion privileges exist to
continue coverage following termination of employment.
(11) A parent who is required to extend health insurance
coverage to a child under this section is liable for any covered
health care costs for which the parent receives direct payment
from an insurer.
(12) This section shall not be construed to limit the
authority of the court to enter or modify support orders
containing provisions for payment of uninsured health expenses,
health care costs, or insurance premiums which are in addition to
and not inconsistent with this section.
(13) A parent ordered to provide health insurance coverage
must provide proof of such coverage or proof that such coverage
is unavailable within twenty days of the entry of the order to:
(a) The other parent; or
(b) The department of social and health services if the
parent has been notified or ordered to make support payments to
the Washington state support registry.
(14) Every order requiring a parent to provide health care
or insurance coverage must be entered in compliance with *RCW 26.23.050 and be subject to direct enforcement as provided under
chapter 26.18 RCW.
(15) When a parent is providing health insurance coverage at
the time the order is entered, the premium shall be included in
the worksheets for the calculation of child support under chapter 26.19 RCW.
(16) As used in this section:
(a) "Accessible" means health insurance coverage which
provides primary care services to the child or children with
reasonable effort by the custodian.
(b) "Cash medical support" means a combination of: (i) A
parent's monthly payment toward the premium paid for coverage by
either the other parent or the state, which represents the
obligated parent's proportionate share of the premium paid, but
no more than twenty-five percent of the obligated parent's basic
support obligation; and (ii) a parent's proportionate share of
uninsured medical expenses.
(c) "Health insurance coverage" does not include medical
assistance
provided under chapter 74.09 RCW.
(d) "Uninsured medical expenses" includes premiums, copays,
deductibles, along with other health care costs not covered by
insurance.
(e) "Obligated parent" means a parent ordered to provide
health insurance coverage for the children.
(f) "Proportionate share" means an amount equal to a
parent's percentage share of the combined monthly net income of
both parents as computed when determining a parent's child
support obligation under chapter 26.19 RCW.
(g) "Monthly payment toward the premium" means a parent's
contribution toward premiums paid by the other parent or the
state for insurance coverage for the child, which is based on the
obligated parent's proportionate share of the premium paid, but
no more than twenty-five percent of the obligated parent's basic
support obligation.
(17) The department of social and health services has
rule-making authority to enact rules in compliance with 45 C.F.R.
Parts 302, 303, 304, 305, and 308.
[2009 c 476 § 1; 1994 c 230 § 1; 1989 c 416 § 1; 1985 c 108 § 1; 1984 c 201 § 1.]
NOTES:
*Reviser's note: The reference to RCW 26.23.050 appears to refer to the amendments made by 1989 c 416 § 8, which was vetoed by the governor.
Effective date -- 2009 c 476: "This act takes effect October 1, 2009." [2009 c 476 § 10]